Mr. Burns loses his vast fortune and turns to Lisa for help in getting it back through environmental means.
One morning, Lisa is working on getting recycling as part of a project for school, with the planned result being going to Albany for a field trip. To celebrate the occasion, Principal Skinner has Mr. Burns give a speech on how to become successful at business. Lisa asks him what he thinks of recycling, although he clearly isn't familiar with it until she defines it. He then expresses disgust at the idea of Mother Nature needing their help, and implies that his wealth is in the two hundred million mark and thus doesn't need to help her, until Lisa corrects him and states it's actually closer to the one hundred million mark as per his autobiography (which was the one written in Blood Feud and was implied to have been ghost-written by Smithers). Mr. Burns turns to Smithers and he admits that not only was she correct about the mark in the book, but he was being generous and Burns' actual monetary wealth is significantly lower than that. Needing to find out what his current situation is, Mr. Burns, after abruptly leaving the Elementary School upon this discovery, checks his stocks again beginning from where he left off, just one month before the Great Depression. As a result, Burns is furious with Smithers and demands to know why he didn't inform him about the "market crash" (even though Smithers was born in 1954, 25 years after the market initially crashed).
To earn back the lost money, Mr. Burns consults a plan with his lawyers. Unbeknownst to him, the lawyers agree with everything he says in fear of his wrath, going so far as to encourage him while he makes bad investments. Unfortunately, Mr. Burns only realizes this once his poor investments have cost him his entire fortune and the bank has already foreclosed on the plant and and Burns' mansion, selling it to pro wrestler Bret Hart.
Meanwhile, Lisa, who is clearly unsympathetic to Mr. Burns' plight, laughs at his misfortune, and Homer reveals that the Nuclear Power Plant, despite Mr. Burns going broke and being foreclosed, wasn't shut down but put under the control of Lenny Leonard. Lisa and the rest of the school attempt to deliver the recyclables to the Uriah's Heap Recycling Center, although Skinner is outraged to learn that all their hard work only amounted to $0.75, which according to Skinner was not even close to the amount of gas he put in the car to make the trip there or the twine to wrap the newspapers in a bundle, let alone for the field trip, causing him to bitterly cancel the field trip to Albany despite Lisa's protests that their work was enough to save one tree (which ironically resulted in Skinner destroying one tree by backing into it before leaving).
Mr. Burns lives with Waylon Smithers for a short while, then gets put in the Retirement Castle after he is observed talking to ketchup bottles in the supermarket (he is actually confused by "ketchup" and "catsup"). Soon, Burns begs for the help of Lisa (whom he had a chance encounter with after Homer, who was left severely drunk due to drinking a significant amount of beer cans to allow her to get enough cans to fill a bag, suggested she go to the Retirement Castle due to it having "lots of trash" after failing to fill a single bag due to reaching his limit.), who had been pestering him (and the rest of the neighborhood) about recycling. She declines because Mr. Burns is the worst person in the world, but after patience and irritation, she gives in and agrees to help him if he promises to change his ways. Suddenly the two start making money by recycling cans. After a while Mr. Burns has made enough money to open the Little Lisa Recycling Plant, all made from recycled materials. Lisa is very proud, believing that Mr. Burns has truly reformed, until he shows her 'the best part': he's using people's recycled plastic to create a giant net made from six-pack holders, which 'sweeps the sea clean' by hauling all the creatures out of it and selling the meat as animal slurry. Lisa is horrified, proclaiming that Mr. Burns hasn't changed at all, he's still bad and when he tries to be good, he is even more evil.
Everyone but Lisa in town is apparently brainwashed to recycle. Lisa, being comforted at home, receives a visit from Burns, who informs her that he is selling the plant for $120 million. He offers 10% to Lisa, but understanding where the money came from, she tears the check in half and recieves support from Marge for her loyalty to the environment.
Homer on the other hand has four simultaneous heart attacks (thinking she turned down $12,000). Lisa apologizes to Homer in the hospital, to which Homer accepts her apology but claims that he was disappointed because the family could have used the, "$12,000". Upon hearing this, Lisa sheepishly explains to Homer that 10% of $120 million would actually be $12 million. Homer then suffers another series of heart attacks severe enough to enduce a "Code Blue".
Behind the Laughter
The writers had always thought about having an episode in which Burns lost all of his money and would have to interact with the outside world. Bret Hart, a professional wrestler, makes a cameo as himself.
In the I Can't Believe It's a Bigger and Better Updated Unofficial Simpsons Guide, the episode was called "An odd episode with a not-too-unexpected outcome. The best bits are undoubtedly Burns learning his way around a supermarket and Lisa's realization of what Burns has been up to."